Banking Exams Qualifications

Introduction To Banking Exams Qualifications

Banking exams are conducted to recruit Indian candidates for banking profiles. A bank exam is considered a highly valued job in India because of its decent salary, perks, and job security. Because of this, tons of candidates apply for bank exams every year. The competition is also very high for these exams, thus candidates spend years of their youth life in preparing for these exams and unfortunately only some can succeed. Here we will see the qualifications required for the bank exam. The rules will be more or less same for both PSUs and private banks.

The following are the famous list of the PSUs and private banks in India. For private banks, kindly visit the official websites for understanding their qualification requirements. However, along with qualifications, private banks may also ask for experience, good college brand, high analytical skills etc.

PSU Banks	Private Banks
Punjab National Bank	Axis Bank
Indian Bank	Bandhan Bank
State Bank of India	City Union Bank
Canara Bank	Dhanlaxmi Bank
Union Bank of India	Federal Bank
Indian Overseas bank	HDFC Bank
UCO Bank	ICICI Bank
Bank of Maharashtra	IDBI Bank
Punjab and Sind Bank	IndusInd Bank
Bank of India	Karnataka Bank
Central Bank of India	Karur Vysya Bank
Bank of Baroda	RBL Bank

Eligibility Criteria

Eligibility criteria for the bank exam are majorly 3 types:

• Age Limit
• Educational Qualifications
• Nationality

1. Age Limit

• Minimum: 20 years
• Maximum: 30 years

There will be relaxations on upper age limit for reserved classes

Sr. No	Category	Age Relaxation
1	Sc/St	5 years
2	OBC	3 years
3	Physically disabled	10 years
4	Ex-servicemen and related category	5 years
5	Domiciled in J&K	5 years
6	People from 1984 riots	5 years

2. Educational Qualifications

A candidate needs to have graduated with a degree, recognized by the government of India.

For SO profile, educational qualifications vary from profile to profile.

The following table gives the information on those profiles:

SO Post	Educational Qualification
IT Officer	4 years bachelor’s degree or master degree in computer science/computer applications/information technology/ electronics and telecommunications and related circuit branches.
Agriculture filed officer	4-year degree in Agriculture/veterinary science/fishery and related branches.
Rajbhasha Adhikari Scale I	Post-graduation in Hindi/Sanskrit with English as a subject at graduation level.
HR officer	Post-graduation degree in HR branch.
Law officer	LLB degree and enrolled as an advocate.
Marketing officer	Full-time MBA or related course in marketing.

3. Nationality

• Must be a citizen of India.
• The subject of Nepal or Bhutan.
• Tibetan refugee.
• The person from Indian origin migrated from other countries like Pakistan, Burma, Sri Lanka, etc.

Category Criteria

Given below is the category criteria:

1. EWS Category

Along with OBC, Sc/St, and other reservations there are one important criteria based on lower-income i.e., economically weaker section criteria.

• When the gross income of the whole family comes below 8 lakh annually, those are considered for the EWS category. A family having ancestorial assets will not be considered for EWS.

These can be:

• 5 acres of agricultural land.
• Apartment or own house of 1000sq feet.
• Residential plots above 100sq yards.

2. PwD Category

Physically disabled candidates are considered for the PwD category.

These includes:

• Deaf /hearing problems
• Blindness/vision problems
• Mental illness and learning disability
• Person’s inability to execute activates with movement, disability of nervous system and orthopedically challenged person covering

Leprosy cured person but suffering from:

1. Loss of sensation of limbs
2. Manifest deformity but having sufficient mobility in limbs to enable them
3. Extreme physical deformity

• Cerebral palsy
• Dwarfism
• Muscular dystrophy

Official Website:

• www.ibps.in
• https://www.sbi.co.in/web/careers
• https://opportunities.rbi.org.in/Scripts/Vacancies.aspx

Conclusion – Banking Exams Qualifications

Thus, the following article concludes banking exams qualifications in detail.

Recommended Articles

This is a guide to Banking Exams Qualifications. Here we discuss the introduction, eligibility criteria and category criteria respectively. You can also go through our other suggested articles to learn more –

1. Banking Exam Books
2. Banking Exam Eligibility
3. Banking Exam Age Limit
4. Banking Exam Preparation