Introduction To Banking Exams Subject
The following article provides an outline for Banking Exams Subject. Banking exams are one of the most chosen domains as a government job by Indians. The job security, good salary, perks, and less stress job compared to typical corporate job are some of the good sides of banking sector. It adds value to the person in society and will understand the importance of financial knowledge required for life. Youths usually get fed up once they find the corporate job is stressful and sometimes pay is less for the effort and job they do.
Also, some people would have chosen the wrong course for graduation, and they will realize after they finish the college or while working. For these kinds of people, banking sector is one good option because of stability, and they have chance of coming out of that path. The major reason for taking this path compared to other exams is because of exam syllabus. The syllabus pattern is simplified and easily adaptable to all kinds of stream which makes banking exam the priority choice for most aspirants.
Key Takeaways
- The banking exam pattern will of 3 tiers i.e., preliminary, mains and interview. All are multiple-choice questions in an online exam with a negative marking of 0.25 for wrong answers. There is an exception in essay and letter writing where it is descriptive answers.
- Candidates will be evaluated on all 3 exams and the final merit list will be generated and selected for the particular post.
- The syllabus will be almost the same for all the exams except for SO profiles, specific subjects will be present.
Exam Pattern
Bank exam pattern will be usually 3 tiers.
- Preliminary Exam Pattern
- Main’s Exam
- Final Interview
1. Preliminary Exam Pattern
| Sr. No | Description | No. Of Questions | Marks | Time |
| 1 | English | 30 | 30 | 20 min |
| 2 | Quantitative aptitude | 35 | 35 | 20 min |
| 3 | Reasoning | 35 | 35 | 20 min |
| Total | 100 | 100 | 60 min |
Candidates need to score minimum cutoff for each section for entering into the mains exam.
2. Mains Exam
| Sr. No | Description | No. Of Questions | Marks | Time |
| 1 | Reasoning and computer | 45 | 60 | 60 min |
| 2 | General awareness | 40 | 40 | 35 min |
| 3 | English | 35 | 40 | 40 min |
| 4 | Data analysis and interpretation | 35 | 60 | 45 min |
| 5 | English (essay and letter writing) | 2 | 25 | 30 min |
| Total | 157 | 225 | 3.5 hours |
It is to be noted that all questions except essay and letter writing are multiple-choice questions. Negative marking of 0.25 will be deducted for wrong answer. If left blank, then there will not be any deductions. The scores from these exams will be normalized by the Equi-percentile method and rankings are listed. Then based on the posts available and marks scored by the candidates, a cutoff score will be generated
Note: For the post of SO exam, there are slight changes in the subject and timings for each exam category, kindly visit the official website for more information.
For RBI and other exams, the pattern will be more or less the same but with some extra subjects based on the specified profile in the mains exam. However preliminary exam pattern will remain the same.
3. Final Interview
Candidates who have qualified mains exam will be called for an interview at their specified centers. The final interview scores will be added to online exams and they add up to 100. The minimum qualifying marks will be 40% and the interview and exam scores are added in the ratio of 20:80. Thus final merit list will be generated and candidates will be called on board based on their ranks.
Subjects In Banking Exam
The overview of subjects and syllabus is given below. For a detailed syllabus kindly visit the official website.
- Quantitative aptitude
- Reasoning
- English
- General awareness
- Specific subjects in SO profiles for mains exam
| Reasoning Ability | ||
| Problem-solving | Analysis | Judgment |
| Decision making | Visual memory | Coding/Decoding |
| Spatial visualization | Similarities and differences | Relationship concepts |
| Statement & conclusion | Reasoning | |
| Quantitative Aptitude | ||
| Number systems | Percentage | Ratio and proportion |
| Square roots | Averages | Interests |
| Profits and loss | Discount | Mixtures and allegations |
| Time and distance | Time and work | Geometry & mensuration |
| Trigonometry | Tables | Logarithm and exponents |
| English and Comprehension | ||||
| Synonyms | Antonyms | Grammar | Essay writing | Tenses |
| Sentences | Passages | Substitution | Letter writing | Paragraph completion |
| Computer Knowledge | ||||
| Hardware and networking | Computer languages | Basics of computer | OS | Cloud |
| Input-output devices | Microsoft office | Computer languages | Internet | Shortcut keys |
| General Awareness | ||
| Basics of banking | Current affairs about economy | General knowledge |
| Financial knowledge | Financial institutions and their HQs | |
| IT Officer Scale 1 | ||
| OOPs | Database management system | Software engineering |
| Data structures | Embedded systems | Computer organizations |
| Agriculture Officer | ||
| Basics of agriculture | Irrigation and seed technology | Soil resources |
| Animal husbandry | Government schemes and economics | Ecology and agroforestry |
| Marketing Officer | ||
| Basics of marketing | Brand management | Advertising, CSR |
| Product life cycle management | Market research and forecasting | Retail business and ethics |
| Law Officer | ||
| Consumer protection act | Banker book evidence act | Banking ombudsman |
| Prevention of money laundering act | Banking regulations | Debt recovery tribunals act |
| HR/Personnel Officer | ||
| Human resource development | Rewards and recognition | Business and strategic analysis |
| Conflict management | Recruitment & selection | Training & development |
Official Website:
- www.ibps.in
- https://www.sbi.co.in/web/careers
- https://opportunities.rbi.org.in/Scripts/Vacancies.aspx
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This is a guide to Banking Exams Subject. Here we discuss the introduction, exam pattern and subjects in banking exam respectively. You can also go through our other suggested articles to learn more –
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